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The information and views contained in this column do not represent a recommendation or solicitation to buy or sell any particular security or fund.

At the time of publication, the author may or may not have held any of the investments cited. His holdings may change from time to time. The opinions and recommendations expressed in these articles may likewise change from time to time without prior notice. Hence, readers are urged to conduct their own, independent research and consult their personal investment counselors before making any investment decisions.

Past results are not a guarantee of future outcomes. Investments of any kind can result in losses. When considering any investment, you should independently judge the content, management, fees, tax implications, historic performance, and risk factors of the investment and, in particular, read its prospectus and/or other offering materials.

The communications, comments, and opinions contained herein are intended solely for informational purposes. Mr. Schlagheck and this blog are not responsible for the accuracy, timeliness, or soundness of the information provided. All of the above commentary comes without warranty or guarantee of any kind. Neither Mr. Schlagheck, this blog, nor any other party can be held responsible for the validity, accuracy, or efficacy of these views or for the investment performance resulting therefrom.